How it works
Sign-up in minutes
We just need the property address and the landlord’s details.
Single, low payment of £99
One flat fee to provide a guarantee for a year. Buy now
Easy claims process
If your housemate lets you down, don’t worry claim here
Who we’ve worked with
Confidence to rent with friends
Move in with your friends and know you are not going to fall out. Our guarantee means even if they don’t pay, you won’t have to.
*Terms and conditions apply
Finding a guarantor
Only My Share makes it easier to find a guarantor if you don’t have one readily available to you. This is a big plus as without a guarantor you’ll struggle to get a tenancy.
Understanding your contract
If you signed a contract for a shared house and are bound by joint and several liability, all housemates are liable. With OMS you can protect yourself from this. Look after number one
Confidence to rent with strangers
If you are moving into a shared house with people that you haven’t known for long, or don’t know at all, it’s even more reason to protect yourself.
Protecting your guarantor
Not only are you liable if a housemate doesn’t pay rent, but your guarantor is too. For a small one off fee, both tenant and guarantor can get protected. Guarantors can purchase directly from us too.
Relaxing in your new home
Once you have a guarantee, all you have to think about is paying your own share of the rent. If a housemate doesn’t pay theirs, Only My Share will deal with it alongside your landlord.
Why’s it good for guarantors?
Only My Share’s rent guarantee service means that guarantors know their child or charge is protected if their housemates fail to pay rent. Guarantors are often pursued in this instance but with Only My Share you can enjoy peace of mind knowing you’re protected.
What happens if other tenants don’t pay?
If tenants don’t pay their rent, then the landlord will pursue them for it. If you are protected by OMS, you need to tell us right away if your landlord is chasing you for a housemates missed rent. If they still don’t pay, then we will step in, cover the outstanding rent and then pursue the tenant for what they owe. We will recover all costs from the defaulter.
Is it really only £99?
Yes! Yes it is. We provide a full year’s guarantee for a flat, one time fee of £99. There’s no hidden costs, no unexpected charges. Simple, straightforward rent guarantees.
What people say
Hear from other guarantors, tenants and landlords that use our service so they can rent with confidence, without having to worry about housemate’s not paying their share.
‘Increasingly we find Guarantors for Student Tenants who enter into a joint and several tenancy agreement are worried about the risk of being liable for rent arrears caused by other householders who they don’t know! Working with Only My Share we find provides Guarantors with genuine peace of mind meaning that they are only liable for their share of the rent.
“Only my share offer parents peace of mind knowing that they only have to pay their sons/daughters share. Unfortunately for my son one of his flat mates did not pay and I received a demand saying I was liable as well, I was horrified, we could not afford more money. I filled in the claim form online with only my share, got a lovely email from Alan who told me not to worry and only my share would take over the case, relief. Within two days Alan had got the arrears paid. Alan kept me informed with excellent communications.Only my share take all the worries and stress out of being a guarantor for your sons/daughters letting houses with uni friends.Excellent service and communications, I would recommend all parents use this service.
Student Tenant.com are really happy to be working with Only My Share, split rent arrears cover. We have been able to offer our tenants and their guarantors an added service that provides peace of mind – as well as helping close tenancies! It especially helps in HMOs where tenants and their guarantors can be nervous about signing joint and several liability contracts due to the potential financial risks if another housemate defaulted on their rent. A big thank you to the team who made setting up the partnership an obvious choice as well as a quick and easy process.
As student property managers, we often have issues with Guarantors not wanting to be part of a joint and several tenancy agreement, due to their unlimited nature. Onlymyshare provides a solution to this problem allowing the guarantor and student to protect themselves against joint claims for rent against the tenancy. If you want to protect yourself against this potential risk, Onlymyshare can help”.
“Only my Share are an incredibly innovative and friendly company to deal with and would highly recommend their services to any letting agent or tenant looking for a professional and efficient service from good people”.
Something to Read
The Only My Share Blogs
Three top tips for finding a safe student property
The freedom and independence that comes with living in your own home away from mum and dad is one of the most exciting things about any student’s university journey. But with this newfound independence also comes a huge level of responsibility, both for your personal security and safety. With most new undergraduates living on campus […]
Date:mars 14, 2022Read now
How to choose the perfect housemates for shared housing
For many reasons, you may find yourself in a position where you are considering shared housing. Whether you’re a student moving from halls into your first privately rented property, or a working professional moving to a new city, shared housing is an excellent way to save money on rent, meet new friends and make great […]
Date:janvier 26, 2022Read now
Stark warning to parents as Only My Share’s loss ratio increases by 350%
Only My Share warns of the dangers of joint and several liability clauses Huge rise in payouts highlights the risk to parents Withdrawal of pandemic-related government support creates even greater need for caution Rent arrears protection service Only My Share has issued a stark warning to parents after a rising number of claims has seen its loss […]
Date:juillet 5, 2021Read now