How it works
Sign-up in minutes
We just need the property address and the landlord’s details.
Single, low payment of £99
One flat fee to provide a guarantee for a year. Buy now
Easy claims process
If your housemate lets you down, don’t worry claim here
Who we’ve worked with
Confidence to rent with friends
Move in with your friends and know you are not going to fall out. Our guarantee means even if they don’t pay, you won’t have to.
*Terms and conditions apply
Finding a guarantor
Only My Share makes it easier to find a guarantor if you don’t have one readily available to you. This is a big plus as without a guarantor you’ll struggle to get a tenancy.
Understanding your contract
If you signed a contract for a shared house and are bound by joint and several liability, all housemates are liable. With OMS you can protect yourself from this. Look after number one
Confidence to rent with strangers
If you are moving into a shared house with people that you haven’t known for long, or don’t know at all, it’s even more reason to protect yourself.
Protecting your guarantor
Not only are you liable if a housemate doesn’t pay rent, but your guarantor is too. For a small one off fee, both tenant and guarantor can get protected. Guarantors can purchase directly from us too.
Relaxing in your new home
Once you have a guarantee, all you have to think about is paying your own share of the rent. If a housemate doesn’t pay theirs, Only My Share will deal with it alongside your landlord.
Common Questions
Why’s it good for guarantors?
Only My Share’s rent guarantee service means that guarantors know their child or charge is protected if their housemates fail to pay rent. Guarantors are often pursued in this instance but with Only My Share you can enjoy peace of mind knowing you’re protected.
What happens if other tenants don’t pay?
If tenants don’t pay their rent, then the landlord will pursue them for it. If you are protected by OMS, you need to tell us right away if your landlord is chasing you for a housemates missed rent. If they still don’t pay, then we will step in, cover the outstanding rent and then pursue the tenant for what they owe. We will recover all costs from the defaulter.
Is it really only £99?
Yes! Yes it is. We provide a full year’s guarantee for a flat, one time fee of £99. There’s no hidden costs, no unexpected charges. Simple, straightforward rent guarantees.
What people say
Hear from other guarantors, tenants and landlords that use our service so they can rent with confidence, without having to worry about housemate’s not paying their share.
Name: Andrew Hartley
Company: NU Lets
‘Increasingly we find Guarantors for Student Tenants who enter into a joint and several tenancy agreement are worried about the risk of being liable for rent arrears caused by other householders who they don’t know! Working with Only My Share we find provides Guarantors with genuine peace of mind meaning that they are only liable for their share of the rent.
Name: Karen Follie
Company: Parent
“Only my share offer parents peace of mind knowing that they only have to pay their sons/daughters share. Unfortunately for my son one of his flat mates did not pay and I received a demand saying I was liable as well, I was horrified, we could not afford more money. I filled in the claim form online with only my share, got a lovely email from Alan who told me not to worry and only my share would take over the case, relief. Within two days Alan had got the arrears paid. Alan kept me informed with excellent communications.Only my share take all the worries and stress out of being a guarantor for your sons/daughters letting houses with uni friends.Excellent service and communications, I would recommend all parents use this service.
Name: .
Company: Student Tenant.
Student Tenant.com are really happy to be working with Only My Share, split rent arrears cover. We have been able to offer our tenants and their guarantors an added service that provides peace of mind – as well as helping close tenancies! It especially helps in HMOs where tenants and their guarantors can be nervous about signing joint and several liability contracts due to the potential financial risks if another housemate defaulted on their rent. A big thank you to the team who made setting up the partnership an obvious choice as well as a quick and easy process.
Name: .
Company: Caxtons Students
As student property managers, we often have issues with Guarantors not wanting to be part of a joint and several tenancy agreement, due to their unlimited nature. Onlymyshare provides a solution to this problem allowing the guarantor and student to protect themselves against joint claims for rent against the tenancy. If you want to protect yourself against this potential risk, Onlymyshare can help”.
Name: .
Company: Dexters
“Only my Share are an incredibly innovative and friendly company to deal with and would highly recommend their services to any letting agent or tenant looking for a professional and efficient service from good people”.
Something to Read
The Only My Share Blogs
Tips
Rent Protection: The Top 5 Things To Look Out For In A Rental Contract
Finding the perfect student house can always be stressful, however, a tenancy agreement is a legally binding contract and should never be entered lightly. It’s important to take your time, do your research and communicate any questions or concerns you may have before signing. Rent Protection is Only My Shares top priority. If it’s your […]
Date:abril 8, 2021
Read now
Tips
Only My Share was in the Telegraph!
We were featured in the Telegraph in an article about the “Dangers of Joint Rental Contracts” , this issue is becoming even more prevalent especially in the last 12 months. As renters are increasingly uncomfortable with taking on additional financial responsibilities, with the ongoing uncertainty in the marketplace, renters and their guarantors are taking every […]
Date:diciembre 22, 2020
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News
Record-breaking period of sales at Only My Share
During one of the most turbulent times in our shared history, Only My Share experienced a record period of sales, an 82% increase between March and September 2020 in comparison to the same period for 2019! Why was this? This steep rise in demand for joint and serval liability cover for tenants and landlords, just […]
Date:noviembre 9, 2020
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